Hardware vs virtual cash registers — comparison

Side-by-side comparison of hardware and virtual cash registers in Armenia: form factor, legal basis, deployment, receipt format, channel support, setup, cost shape, and maintenance. Same fiscal weight, different operational profiles.

Last reviewed Apr 29, 2026

A structured side-by-side of the two legally-equivalent cash-register types in Armenia. The fiscal weight of a receipt is the same in both cases — what differs is everything else around it. The narrative explanation of the choice lives separately as a learn-page.

Form factor

What it physically is.

Hardware

A certified physical device — a printer-style box at the till.

Virtual

A software service running on the provider's servers, accessed by API.

Where it sits

Physical or logical location.

Hardware

On the seller's premises — at the trading floor, mobile sale point, or service location where payment happens.

Virtual

On the provider's infrastructure (third-party servers). The seller integrates by HTTP API.

Receipt format

Hardware

Thermal-paper receipt printed at the till, with the «Ֆ» mark and 8-digit fiscal number printed on it.

Virtual

Electronic receipt — delivered to the customer by email, SMS, in-app notification, or as a downloadable PDF / link. The same fiscal mark and fiscal number, just rendered electronically.

Offline retail support

Selling in person, accepting cash or card.

Hardware

Yes — this is its native scenario.

Virtual

Possible only via a tablet or PoS app that integrates the virtual API. The CR itself doesn't print; you need an external printer or electronic delivery.

Online and B2B channels

Online stores, marketplaces, invoicing flows.

Hardware

Awkward — you'd need a manual workflow to issue receipts for online sales after the fact.

Virtual

Native — designed for this. The checkout flow calls the API, the customer gets the receipt automatically.

Card-payment terminal

How card-acceptance hardware fits in.

Hardware

Often integrated into the same device (e.g. PAYMOB) so the cashier presses one button to charge the card and issue the fiscal receipt.

Virtual

Separate from the fiscal layer — handled by your payment provider on checkout, then a fiscal receipt is issued via the virtual-CR API.

Goods-marking integration

Whether the device retires DataMatrix codes through the i-Mark system at checkout.

Hardware

Most major SRC-approved hardware models support marking integration; verify with the vendor for your specific category before relying on it.

Virtual

Most virtual-CR providers support marking integration as a checkout-flow add-on; confirm coverage with your provider for the specific category.

How you plug into it

From your software's perspective.

Hardware

Cashier UI on the device itself; serial / USB / network APIs to let an external commercial program drive it from a PoS terminal.

Virtual

HTTP API. The provider issues credentials; your checkout / invoicing flow makes signed requests for each receipt.

Setup

What you do to start operating.

Hardware

Buy or rent a device from a certified vendor, then register it with SRC at the address where you'll use it.

Virtual

Sign up with an SRC-approved virtual-CR provider, then integrate the API into your checkout / invoicing flow. Registration with SRC is handled by the provider.

Cost shape

How you pay for it.

Hardware

Upfront device cost (or installment), plus monthly technical-service fee scaled by the taxpayer's prior-year revenue band — free in border villages.

Virtual

Recurring subscription or per-receipt fee set by the provider. No upfront hardware to buy.

Maintenance

Who keeps it running.

Hardware

Service organisation handles repairs, paper supply, and technical compliance. If the device breaks, you wait for service or get a substitute under N 1976-Ն Annex 1.

Virtual

Provider runs the service; you depend on their uptime SLA. If the API is down, you can't issue receipts at all — design retry / fallback into your checkout.

The point of equivalence

A receipt issued by a properly registered hardware cash register and a receipt issued by an SRC-approved virtual cash register have the same fiscal weight. Both carry the «Ֆ» mark and the 8-digit fiscal number from SRC. Either is a valid fiscal receipt; either supports a return; either counts toward your turnover the same way. Article 380.1 does not override Article 380 — they sit alongside each other.

Quick decision rules

  • Selling in person, accepting cash or cards over a counter? Hardware is the natural fit. Most small cafés, salons, kiosks, and market stalls run a single hardware till.
  • Selling online — checkout flow on your own site, marketplace listings, B2B invoices emailed to corporate clients? Virtual. An API call at checkout means the customer gets the receipt the same second they pay.
  • Both? You can register both. A retail business with an online store typically runs hardware in the shop and a virtual CR for e-commerce, with each registered separately.
  • Mobile / on-site services (notary, advocate, taxi)? Mobile situations have specific rules in Article 381 §4 and §5. The decision tree is the right starting point. Article 381, Decision tree

Where this can lead

Want to bring a cash-register model to the Armenian market as a manufacturer or importer?

Want the regulatory history of how this split came to be?